Trust Center

How Paylane protects money

Clear separation of Mode A escrow vs Mode B instant pay — for users, operators, and Arc/Circle officials.

Escrow

Mode A — Escrow

Funds locked on-chain before work. Accept / revise / dispute / auto-release.

API pay

Mode B — Instant pay

x402 access-for-payment. No freelance dispute flow after a successful response.

Network

Arc Testnet

ID 5042002

Platform fee

2%

On worker release only

Review window

72h

Then auto-release

1

Non-custodial

No platform omnibus hot wallet for user funds.

2

Auditable

DB receipts + on-chain events when LIVE.

3

Hostile-user ready

Auto-release, revisions, disputes, rate limits.

4

Mainnet path

Env switch + checklist — same product surface.